Third-Party Liability Car Insurance (AO)
The insurance is intended for all owners of motor vehicles. The Compulsory Insurance Act requires that insurance be concluded for all vehicles involved in road traffic.
The insurance covers material and non-material damages caused by the insured to third parties during the operation of the vehicle or due to the possession of the vehicle itself.
With this insurance, your financial security is guaranteed, because any damage you may cause will not be covered by your own funds.
Car Driver Insurance (AO-plus)
The insurance is intended for all owners of motor vehicles who take out a Third-Party Liability Car Insurance. With AO-plus, you get the right to compensation for any personal injury you suffer as the person causing a traffic accident.
With AO-plus, you can avoid the risk of financial ruin due to injury, medical treatment costs and possible loss of income.
Should you suffer a fatal accident, your relatives will receive insurance benefits in the amount of non-material damages as provided by the law, as well as compensation for funeral expenses in the amount of 3,550 EUR.
Full Casco Car Insurance
The insurance is intended for all owners of motor vehicles who estimate that the value of the vehicle is greater than the cost that they would be able or willing to cover in the event of a traffic accident.
The insurance covers most of the damage that occurs on the vehicle for reasons that are beyond the driver's control, regardless of whether the damage occurs while the vehicle is being driven or when it is not in motion. Full Casco Car Insurance differs from Third-Party Liability Car Insurance in that it covers the damage caused on the insured's vehicle and not the damage caused to third parties.
With this insurance, your financial security is guaranteed, because any damage your vehicle may suffer in a traffic accident will not be covered by your own funds. You are also protected from any costs arising from damages caused on your vehicle by vandals, extreme weather, natural disasters and other exceptional events.
Partial Casco Car Insurance
The insurance is intended for vehicle owners who estimate that because of the low value of the vehicle, a Full Casco Car Insurance would not be cost effective, as well as for vehicle owners who want an even greater degree of safety from risks to which the vehicle is particularly exposed, because of the high value of the vehicle,
The coverage offered by each combination is essentially equivalent to the coverage that is included in the Full Casco Car Insurance. Partial Casco Car Insurance can be combined with Third-Party Liability Car Insurance (AO) or Full Casco Car Insurance.
When you take out insurance, you can choose between different coverage levels to tailor your insurance to suit your needs even further.
Roadside Assistance
The insurance is intended for those who are stipulating a basic or Casco Car Insurance.
With this insurance, you will be covered, in case your vehicle needs repairs or towing, once it is no longer safe to be driven. Also included are the costs of alternative transportation and a replacement vehicle when needed.
Legal Protection
The insurance is intended for those who are stipulating a basic or Casco Car Insurance.
This insurance covers the costs of legal defence, if a criminal or administrative-criminal procedure is issued against the policyholder as a result of a traffic accident. The insurance also covers the costs of pursuing compensation claims for damages in connection with a traffic accident and the costs of defence against compensation claims for damages from third parties.
Passenger Accident Insurance Coverage
The insurance is intended for those who are stipulating a basic or Casco Car Insurance.
This insurance provides compensation in the event of death or linear disability for all passengers present in the vehicle at the time of an accident.